Carnegie discusses the growing gap in wealth of the day. He states how there is a growing gap in wealth, but that this should not be deplored, but instead seen as beneficial. There can be no patrons without the wealthy, and that the wealthy conserve all that is great with society. He then goes on to describe how to dispose of one's wealth, and that leaving it until one is dead or passing it on to one's son are not ways to do so. Rather, it should be spent on public services and that even the poor can see the benefit of this.